Category Archives: Income and Wealth

’til debt do us part.

’til debt do us part.

YPG-BLOG - 'til debt do us part

The emotional connection of money makes it very difficult for spouses to agree on spending habits, earning capacities, and priorities for managing money. That spells trouble.

How often is money an issue in divorces?  More often than you think.  Continue reading ’til debt do us part.

Lessons for a life well-lived.

Lessons for a life well-lived.

Dr. Brian Gahran

Wisdom is the ability to make sound judgments and good life-choices.  Wise persons anticipate the consequences of decisions.

Like speech, wisdom is an accumulated skill.  It is acquired slowly through personal experience and by learning from the mistakes of others.  Continue reading Lessons for a life well-lived.

Bill Gates did it. So did Oprah Winfrey.

Bill Gates did it.  So did Oprah Winfrey.

Bill Gates did it. So did Oprah Winfrey.

NeXters, you’re strong, good-looking, and above average.

As recognized persons of genius and talent, what are the odds that you, too, will become a billionaire?

Not as good as you think.  Continue reading Bill Gates did it. So did Oprah Winfrey.

Every pizza is a personal pizza.

Every pizza is a personal pizza.

Every pizza is a personal pizza.

Pizzas are never cut perfectly. And, quite naturally, most of us want to scam the largest slice for ourselves.

We seek to maximize the gain (most cheese and pepperoni) and minimize surprises (who ordered the anchovies?).  Continue reading Every pizza is a personal pizza.

The sum of your choices.

The sum of your choices.

The sum of your choices.

The fundamental decisions most young persons will make are the same ones faced by their parents and their parents’ parents.

In a world less forgiving of mistakes, the ability to make smart decisions is a particularly vital skill to master.  Getting it wrong can cost a bundle. Continue reading The sum of your choices.

Old habits die hard.

Old habits die hard.

Old habits die hard.

A bad habit is an undesirable behavior pattern.  Common examples include procrastination and overspending.

But removing established habits can be a challenge because they are a part of who we are.  Continue reading Old habits die hard.

The silver tsunami.

The silver tsunami.

The silver tsunami.

Seen those swanky infomercials on late night TV featuring botoxed movie stars, washed up politicos, and flabby sports figures?

They are pitching to the “Boomer blip.”  For the next 20 years, Baby Boomers will swell the ranks of pensioners like water in a sponge.  Continue reading The silver tsunami.

Livin’ large in Richistan.

Livin’ large in Richistan.

Livin' large in Richistan.

Real family income of those in the bottom half of the income scale hasn’t increased since the late 1960s.

Regardless of political affiliation, Americans tend to think wealth distribution ought to be more equal.  Continue reading Livin’ large in Richistan.